Saving for a down payment can seem like an overwhelming task if you’re on a tight budget. It’s just plain not easy to make a plan, stay on that plan no matter what, stay motivated even when your plan goes temporarily awry, and – finally – achieve your desired result. So how do you get from “Broke wannabe homebuyer” to “Gimme those keys!”? It’s simple. Just set a goal.
“The idea of goal setting involves establishing specific, measurable, achievable, realistic and time-targeted (S.M.A.R.T) goals,” said Wikipedia. “On a personal level, setting goals helps people work towards their own objectives.”